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      • Homebuyer 95

        Homebuyer 95

        The Genworth Canada Homebuyer 95 program offers qualified Canadians an opportunity to own a home with as little as 5%.

      • New To Canada

        New To Canada

        Now qualified homebuyers who have immigrated or relocated to Canada can qualify for Genworth Canada default mortgage insurance with as little as a 5% down payment.

      • Purchase Plus Improvements

        Purchase Plus Improvements

        We can help qualified home buyers tailor improvements immediately after taking possession, to make their new home just right for them. All this can be done with one manageable mortgage and 5% down payment.

      • Progress Advance

        Progress Advance

        A program that lets residential home builders and individual borrowers take advantage of insured progress advances during the course of construction. We offer the program for homes purchased from a residential home builder or contractor or self-built properties for owner-occupancy.

      • Energy Efficient Housing

        Energy Efficient Housing

        At Genworth Canada, we want to help protect the environment and support consumers as they make environmentally friendly choices. Through our Energy-Efficient Housing Program, home buyers purchasing an energy-efficient home or making energy saving renovations are now eligible for significant premium savings when Genworth Canada insurance is obtained.

      • Business For Self

        Business For Self

        This program is for self-employed borrowers who cannot provide traditional income verification.

      • Portability Feature

        Portability Feature

        At Genworth Canada, we know that for many Canadian families their first home is not their last home.

      • Second Mortgage

        Second Mortgage

        This program provides borrowers with the additional flexibility of allowing a Second Mortgage to be registered against their property up to 95% combined LTV on a purchase.

      • Borrowed Down Payment

        Borrowed Down Payment

        A program for home buyers who have established an excellent credit history but have not yet saved the required down payment or have chosen to use their savings to build assets in different ways.

      • Self-Directed RRSP

        Self-Directed RRSP

        Canadian tax regulations allow self-directed Registered Retirement Savings Plans (RRSP)/ Registered Retirement Income Funds (RRIF) to be used for a non-arms length mortgage investment, provided that the mortgage is insured. We are delighted to offer this program to meet this opportunity.

      • Vacation/Secondary Homes

        Vacation/Secondary Homes

        Whether it's a second home in the city to reduce that weekly commute or a cottage at the lake for weekend getaways, you can buy that property with a small down payment.

      • Family Plan

        Family Plan

        Mortgage default insurance for buyers who are purchasing properties for immediate family members to live in with as little as a 5% down payment. (For example, buying a home for a child to live in while at a post secondary institution, or a home for parents to live in.)

      • Investment Property

        Investment Property

        Genworth Canada will now be providing mortgage insurance on a rental program accessible to qualified borrowers with 20% down payment.

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  • Brokers
    • Underwriting Policies and Standards
    • Underwriting Team
    • Products
      • Homebuyer 95

        Homebuyer 95

        The Genworth Canada Homebuyer 95 program offers qualified Canadians an opportunity to own a home with as little as 5%.

      • New To Canada

        New To Canada

        Now qualified homebuyers who have immigrated or relocated to Canada can qualify for Genworth Canada default mortgage insurance with as little as a 5% down payment.

      • Purchase Plus Improvements

        Purchase Plus Improvements

        We can help qualified home buyers tailor improvements immediately after taking possession, to make their new home just right for them. All this can be done with one manageable mortgage and 5% down payment.

      • Progress Advance

        Progress Advance

        A program that lets residential home builders and individual borrowers take advantage of insured progress advances during the course of construction. We offer the program for homes purchased from a residential home builder or contractor or self-built properties for owner-occupancy.

      • Energy Efficient Housing

        Energy Efficient Housing

        At Genworth Canada, we want to help protect the environment and support consumers as they make environmentally friendly choices. Through our Energy-Efficient Housing Program, home buyers purchasing an energy-efficient home or making energy saving renovations are now eligible for significant premium savings when Genworth Canada insurance is obtained.

      • Business For Self

        Business For Self

        This program is for self-employed borrowers who cannot provide traditional income verification.

      • Portability Feature

        Portability Feature

        At Genworth Canada, we know that for many Canadian families their first home is not their last home.

      • Second Mortgage

        Second Mortgage

        This program provides borrowers with the additional flexibility of allowing a Second Mortgage to be registered against their property up to 95% combined LTV on a purchase.

      • Borrowed Down Payment

        Borrowed Down Payment

        A program for home buyers who have established an excellent credit history but have not yet saved the required down payment or have chosen to use their savings to build assets in different ways.

      • Self-Directed RRSP

        Self-Directed RRSP

        Canadian tax regulations allow self-directed Registered Retirement Savings Plans (RRSP)/ Registered Retirement Income Funds (RRIF) to be used for a non-arms length mortgage investment, provided that the mortgage is insured. We are delighted to offer this program to meet this opportunity.

      • Vacation/Secondary Homes

        Vacation/Secondary Homes

        Whether it's a second home in the city to reduce that weekly commute or a cottage at the lake for weekend getaways, you can buy that property with a small down payment.

      • Family Plan

        Family Plan

        Mortgage default insurance for buyers who are purchasing properties for immediate family members to live in with as little as a 5% down payment. (For example, buying a home for a child to live in while at a post secondary institution, or a home for parents to live in.)

      • Investment Property

        Investment Property

        Genworth Canada will now be providing mortgage insurance on a rental program accessible to qualified borrowers with 20% down payment.

    • Training and Education
      • Webinars
      • Workshops
      • Leaders Edge Sales Tips & Videos
    • Mortgage Planning Tools
      • Online Calculators
      • HomeOpeners® App
      • Your Mortgage Plan
      • Calculators for your Website
      • House Hunting Checklist
    • Premium Rate Table
    • Homeowner Assistance
    • Mortgage Fraud
    • My Marketing Source
    • Publications
      • HomeOpeners® Newsletter
      • Housing Reports
    • Email List Sign-Up
  • Realtors
    • Underwriting Policies and Standards
    • Underwriting Team
    • Products
      • Homebuyer 95

        Homebuyer 95

        The Genworth Canada Homebuyer 95 program offers qualified Canadians an opportunity to own a home with as little as 5%.

      • New To Canada

        New To Canada

        Now qualified homebuyers who have immigrated or relocated to Canada can qualify for Genworth Canada default mortgage insurance with as little as a 5% down payment.

      • Purchase Plus Improvements

        Purchase Plus Improvements

        We can help qualified home buyers tailor improvements immediately after taking possession, to make their new home just right for them. All this can be done with one manageable mortgage and 5% down payment.

      • Progress Advance

        Progress Advance

        A program that lets residential home builders and individual borrowers take advantage of insured progress advances during the course of construction. We offer the program for homes purchased from a residential home builder or contractor or self-built properties for owner-occupancy.

      • Energy Efficient Housing

        Energy Efficient Housing

        At Genworth Canada, we want to help protect the environment and support consumers as they make environmentally friendly choices. Through our Energy-Efficient Housing Program, home buyers purchasing an energy-efficient home or making energy saving renovations are now eligible for significant premium savings when Genworth Canada insurance is obtained.

      • Business For Self

        Business For Self

        This program is for self-employed borrowers who cannot provide traditional income verification.

      • Portability Feature

        Portability Feature

        At Genworth Canada, we know that for many Canadian families their first home is not their last home.

      • Second Mortgage

        Second Mortgage

        This program provides borrowers with the additional flexibility of allowing a Second Mortgage to be registered against their property up to 95% combined LTV on a purchase.

      • Borrowed Down Payment

        Borrowed Down Payment

        A program for home buyers who have established an excellent credit history but have not yet saved the required down payment or have chosen to use their savings to build assets in different ways.

      • Self-Directed RRSP

        Self-Directed RRSP

        Canadian tax regulations allow self-directed Registered Retirement Savings Plans (RRSP)/ Registered Retirement Income Funds (RRIF) to be used for a non-arms length mortgage investment, provided that the mortgage is insured. We are delighted to offer this program to meet this opportunity.

      • Vacation/Secondary Homes

        Vacation/Secondary Homes

        Whether it's a second home in the city to reduce that weekly commute or a cottage at the lake for weekend getaways, you can buy that property with a small down payment.

      • Family Plan

        Family Plan

        Mortgage default insurance for buyers who are purchasing properties for immediate family members to live in with as little as a 5% down payment. (For example, buying a home for a child to live in while at a post secondary institution, or a home for parents to live in.)

      • Investment Property

        Investment Property

        Genworth Canada will now be providing mortgage insurance on a rental program accessible to qualified borrowers with 20% down payment.

    • Training and Education
      • Webinars
      • Workshops
      • Leaders Edge
        Sales Tips & Videos
    • Mortgage Planning Tools
      • Online Calculators
      • HomeOpeners® App
      • Your Mortgage Plan
      • Calculators for your Website
      • House Hunting Checklist
    • Premium Rate Table
    • Homeowner Assistance
    • Mortgage Fraud
    • My Marketing Source
    • Publications
      • HomeOpeners® Newsletter
      • Housing Reports
    • Email List Sign-Up
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Media Relations:
Susan Carter photo

Susan Carter
Vice President, Marketing & Communications
905.287.5520
susan.carter@genworth.com

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About Genworth Canada

Genworth MI Canada Inc. (TSX: MIC) through its subsidiary, Genworth Financial Mortgage Insurance Company Canada (“Genworth Canada” or the “Company”), is the largest private residential mortgage insurer in Canada. The Company provides mortgage default insurance to Canadian residential mortgage lenders, making homeownership more accessible to first-time homebuyers. Genworth Canada differentiates itself through superior customer service, a robust risk management framework, and innovative processing technology. For more than two decades, Genworth Canada has supported the housing market by providing thought leadership and a focus on the safety and soundness of the mortgage finance system.

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