Minimum Energy Efficient requirements to be eligible for a 15% or 25% premium refund on mortgage insurance applications received on or after June 22nd, 2016.

Satisfy our eligibility requirements below:

  • Genworth Canada must receive all mortgage insurance premiums and fees prior to issuing the partial premium refund
  • Home must meet all minimum energy efficient program requirements based on your date of application for mortgage insurance
  • The date of the premium refund application cannot be greater than 24 months from the closing date of the mortgage
  • All supporting energy efficient documentation cannot be greater than 5 years old

Purchasing a new or existing home:

For high-rise condominium units, the building in which the unit is being purchased must be:

  • Built to LEED Canada New Construction Standard (Certified, Silver, Gold and Platinum) to qualify for a 15% premium refund OR
  • If the condo building meets the requirements listed below you may also be eligible:
    • 20% more energy-efficient than compliance with applicable building code for a 15% refund 
    • 40% more energy efficient than compliance with applicable building code for a 25% refund

Renovating an existing home (Purchase Plus Improvements Program):

  • Obtain a Genworth Canada insured mortgage to make energy-efficient improvements
  • Must have an NRCan qualified energy advisor perform a pre-improvement and the post-improvement energy efficiency evaluation (To contact an Energy Advisor click here)
  • Certify that the energy-efficient improvements that have been made meet the EnerGuide ratings listed below
    EnerGuide Rating
    0-100 Scale
    • With a pre-improvement rating ≤ 55 the post-improvement rating must increase by 10 points for a 15% refund or increase by 20 points for a 25% refund*
    • With a pre-improvement rating > 55 the post-improvement rating must increase by 5 points for a 15% refund or increase by 10 points for a 25% refund*
    EnerGuide Rating Gigajoules per year Scale
    • With a pre-improvement rating ≥ 200 GJ/yr. the post-improvement rating must decrease by 45 GJ/yr. or a 15% refund or decrease by 90 GJ/yr. for a 25% refund*
    • With a pre-improvement rating < 200 GJ/yr. the post-improvement rating must decrease by 20 GJ/yr. for a 15% refund or decrease by 45 GJ/yr. for a 25% refund*

*For the 0-100 scale the post-improvement energy efficient evaluation must achieve a minimum rating of 60 and for the Gigajoules per year scale the post-improvement energy efficient evaluation must achieve a minimum of rating of ≤ 250 GJ/yr. to be eligible for a refund.

To apply for the Energy Efficient Rebate please select one of the following options below:

  • Complete the Online application and upload the required documentation electronically
    OR
  • Download and complete the PDF version and submit by mailing or faxing your completed application, along with the required documentation (see below) to:
  • Genworth Canada
    2060 Winston Park Drive
    Suite 300
    Oakville, ON L6H 5R7

    Fax: 1 877 246.5509
    Attention: Finance Department - Energy Efficient Group

Documentation requirements to accompany application form:

Purchasing a new or existing home:

  • Documentation certifying your home was built under a Genworth Canada qualifying energy efficient building program OR
  • Provide a copy of the first page of your EnerGuide performance evaluation report displaying the rating of the home

For high-rise condominiums:

  • Copy of the building's LEED Certificate OR
  • Documentation signed by NRCan, the project engineer or builder that the entire condo building is greater than or equal to the minimum program requirements

Renovated existing homes:

  • Provide a copy of the first page pre-improvement and first page post-improvement EnerGuide performance evaluation report prepared by an NRCan qualified energy advisor

Genworth will recognize either of the NRCan EnerGuide rating systems, the 0-100 Scale or Gigajoules per year scale based on the province the home is located in.

Refunds are processed and mailed within 30 business days of receipt of application.