Minimum Energy Efficient requirements to be eligible for a 15% or 25% premium refund on mortgage insurance applications received on or after June 22nd, 2016.

Satisfy our eligibility requirements below:

  • Genworth Canada must receive all mortgage insurance premiums and fees prior to issuing the partial premium refund
  • Home must meet all minimum energy efficient program requirements based on your date of application for mortgage insurance
  • The date of the premium refund application cannot be greater than 24 months from the closing date of the mortgage
  • All supporting energy efficient documentation cannot be greater than 5 years old

Purchasing a new or existing home:

For high-rise condominium units, the building in which the unit is being purchased must be:

  • Built to LEED Canada New Construction Standard (Certified, Silver, Gold and Platinum) to qualify for a 15% premium refund OR
  • If the condo building meets the requirements listed below you may also be eligible:
    • 20% more energy-efficient than compliance with applicable building code for a 15% refund 
    • 40% more energy efficient than compliance with applicable building code for a 25% refund

Renovating an existing home (Purchase Plus Improvements Program):

  • Obtain a Genworth Canada insured mortgage to make energy-efficient improvements
  • Must have an NRCan qualified energy advisor perform a pre-improvement and the post-improvement energy efficiency evaluation (To contact an Energy Advisor click here)
  • Certify that the energy-efficient improvements that have been made meet the EnerGuide ratings listed below
    EnerGuide Rating
    0-100 Scale
    • With a pre-improvement rating ≤ 55 the post-improvement rating must increase by 10 points for a 15% refund or increase by 20 points for a 25% refund*
    • With a pre-improvement rating > 55 the post-improvement rating must increase by 5 points for a 15% refund or increase by 10 points for a 25% refund*
    EnerGuide Rating Gigajoules per year Scale
    • With a pre-improvement rating ≥ 200 GJ/yr. the post-improvement rating must decrease by 45 GJ/yr. or a 15% refund or decrease by 90 GJ/yr. for a 25% refund*
    • With a pre-improvement rating < 200 GJ/yr. the post-improvement rating must decrease by 20 GJ/yr. for a 15% refund or decrease by 45 GJ/yr. for a 25% refund*

*For the 0-100 scale the post-improvement energy efficient evaluation must achieve a minimum rating of 60 and for the Gigajoules per year scale the post-improvement energy efficient evaluation must achieve a minimum of rating of ≤ 250 GJ/yr. to be eligible for a refund.

To apply for the Energy Efficient Rebate please select one of the following options below:

  • Complete the Online application and upload the required documentation electronically
    OR
  • Download and complete the PDF version and submit by mailing or faxing your completed application, along with the required documentation (see below) to:
  • Genworth Canada
    2060 Winston Park Drive
    Suite 300
    Oakville, ON L6H 5R7

    Fax: 1 877 246.5509
    Attention: Finance Department - Energy Efficient Group

Documentation requirements to accompany application form:

Purchasing a new or existing home:

  • Documentation certifying your home was built under a Genworth Canada qualifying energy efficient building program OR
  • Provide a copy of the first page of your EnerGuide performance evaluation report displaying the rating of the home

For high-rise condominiums:

  • Copy of the building's LEED Certificate OR
  • Documentation signed by NRCan, the project engineer or builder that the entire condo building is greater than or equal to the minimum program requirements

Renovated existing homes:

  • Provide a copy of the first page pre-improvement and first page post-improvement EnerGuide performance evaluation report prepared by an NRCan qualified energy advisor

Genworth will recognize either of the NRCan EnerGuide rating systems, the 0-100 Scale or Gigajoules per year scale based on the province the home is located in.

Refunds are processed and mailed within 30 business days of receipt of application.

Expert knowledge, resources and tools, right to your inbox!

Homeownership.ca newsletter is the indispensable tool for your homebuying journey.

Sign Up Now!