Genworth Canada products and services help industry professionals grow their business by offering mortgage options that enable more Canadians to realize their homeownership dreams.

For many Canadian consumers, buying a home is one of the most important decisions of their lives. Together with our lender customers, we help facilitate that journey by providing a range of products to meet all needs, and by providing quality advice and education to help first-time buyers achieve homeownership responsibly.

Homebuyer 95 Program

For Canadians looking to make the move to homeownership, the Genworth Canada Homebuyer 95 program provides qualified borrowers with an opportunity to own a home with as little as a 5% down payment.
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New To Canada Program

Qualified homebuyers who have immigrated or relocated to Canada within the last 5 years are eligible under Genworth's New to Canada program to purchase a property with as little as a 5% down payment.
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Purchase Plus
Improvements Program

We can help qualified home buyers tailor improvements immediately after taking possession, to make their new home just right for them. All this can be done with one manageable mortgage and 5% down payment.
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Progress Advance Program

This program lets residential home builders and individual home buyers take advantage of insured progress advances while the property is being built. Insurance is based on the lesser of the market value of the work in place or the cost to complete.
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Energy-Efficient Housing Program

At Genworth Canada, we want to help protect the environment and support consumers as they make environmentally friendly choices. Through our Energy-Efficient Housing Program, home buyers purchasing an energy-efficient home or making energy saving renovations are now eligible for significant premium savings when Genworth Canada insurance is obtained.
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Business For Self (Alt. A)

This program is designed for self-employed borrowers who are unable to provide traditional income verification but have a proven 2-year history of managing their credit and finances responsibly. Eligible borrowers typically own a small size business for a minimum of two years, which can be confirmed via a third-party arms length document.
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Second Mortgage Program

This program provides borrowers with the additional flexibility of allowing a Second Mortgage to be registered against their property up to 95% combined LTV on a purchase.
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Borrowed Down Payment

At Genworth Canada, we understand that sometimes saving the required down payment for a new home can be challenging. Genworth Canada Borrowed Down Payment mortgage insurance program helps make it possible for you to start building equity in your own home without having to save for years.
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Self-Directed RRSP

Canadian tax regulations allow self-directed RRSP/RRIF funds to be used for a non-arms length mortgage investment, provided that the mortgage is insured. We are delighted to offer this program to meet this opportunity.

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Vacation/Secondary
Homes Program

At Genworth Canada, we know that today's busy lifestyle requires more homeownership options - whether it's a second home in the city to reduce that weekly commute, or a cottage at the lake for weekend getaways. With our Vacation/Secondary Homes Program, Canadians can now purchase a second home at an affordable monthly payment with just 5% down.
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Family Plan Program

We are pleased to have introduced this program to Canada. It enables people to help buy a home for immediate family members who have good credit but lack the income to meet standard GDSR/TDSR requirements.
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Investment Property Program

Genworth's Investment Property Program provides qualified borrowers an opportunity to purchase an investment property with as little as a 20% down payment.
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Portability Feature

Now, borrowers with a Genworth-insured mortgage can save on the costs associated with a new mortgage by taking advantage of their lender's mortgage portability plan and "port" the mortgage default insurance.
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