The Genworth Difference

The Operations team at Genworth Canada is here to provide an exceptional customer experience at every point of contact. Our highly skilled employees with extensive credit knowledge understand the Canadian mortgage industry and regional differences coast to coast. Our deep expertise in mortgage origination, underwriting and loss mitigation allows us to collaborate with our customers to understand their needs and find common sense solutions on every file. We take great pride in the strong relationships we've built with our customers across every region in Canada and continually look for ways to help homebuyers achieve the dream of homeownership.

Meet Our Operations Team
Operations Leadership Team
Jim Spitali Photo


Senior Vice President, Operations

Viviane Bibeau Photo


Manager, Montreal Underwriting

Andy Posgate Photo


Leader, Technical Underwriting

Marsha Seixeiro Photo


Leader, Customer Service

Our Commitment to You

Our team of Underwriters is committed to providing superior customer service in every interaction we have with you. Whether it's a phone call to answer your questions, or a review of your file, our Underwriters take the necessary time to understand the files submitted and to ensure they are processed efficiently and decisions are communicated in a timely manner. Genworth Canada promotes underwriting flexibility to help our customers grow their business. In addition we offer:

  • Underwriting availability with a commitment to respond to our customers quickly
  • Escalation process (including requests for exceptions)
  • No automated declines - We are committed to reviewing every file
  • Regional Underwriting expertise
Genworth Underwriting Policies & Standards (GPS)
GPS Cover

Genworth Canada is proud to provide Approved Lenders with its Policies and Standards. The aim of this document is to provide clarity and assist Lenders with the steps involved in obtaining mortgage default insurance. Future changes to the GPS will be communicated via Lender Updates and incorporated into the GPS to be current.

To view and search the GPS, click here.
Lender Updates

Genworth Canada Appraisal Requirements:

  • All Genworth Canada ordered appraisals are completed by Genworth-approved appraisers.
  • Genworth Canada will also review appraisals completed by non-Genworth Canada approved appraisers provided the report meets all Genworth Canada requirements.
  • One of the authorized users on the report must be Genworth Canada; the report may also be made out to other users in addition to Genworth Canada.
  • The "purpose" of the report must be for "mortgage financing" or "mortgage lending" purposes.
  • It is recommended the appraisal report be presented in PDF format.

This website may contain contact information regarding third parties. This information is provided for information purposes only and the provision of this information does not in any way mean that Genworth Canada endorses the services provided by the third party or make any representation or warranty regarding the services provided by any third party. If you choose to engage any third party mentioned on this website, you do so entirely at your own risk.

The following is a list of Genworth-approved appraisers who have elected to have their company information listed on our website. Please note this list does not include all Genworth-approved appraisers. Simply choose the Province or Territory to locate an appraiser.

Company Name Contact Name Location Phone Number Email
Everest Appraisal Services Inc.Vasko
Premier Appraisal Services Inc.Gabe
Warnica Appraisals IncJanice
McCulloch & AssociatesRob
Ken Leffler Appraisal Services Inc.Ken LefflerBlind
Property Valuators Consulting Inc.(PVCI Inc.)Murray
Barker Real Estate AppraisalsRamsay
G.W. Martin Appraisals LtdGeorge
Hendren AppraisalsMary Lou
Brant Residential AppraisalsCheryl
Ron Merkley Real Estate & Appraisals IncRon
Walker & Walker Appraisal LtdBob
Accurate (Peel) Appraisals Inc.Karin
R.W. Dyer Realty IncJack
Mississippi Appraisal ServicesJanice JordonCarlton
K. Murphy Real Estate Appraisal ServicesKathy
Hutchesson AppraisalsThomas
Enns Maceachern Pace MaloneyFrank
Tarle & McAllister Appraisals IncMichael
Austin & Austin Realty LtdDon
Latitude 50 RealtyColleen
Essential Appraisal Services Ltd.Marc DallaireDurham
John A. Shamess AppraisalsJohn A ShamesElliot
C.M. Bradshaw & AssociatesChad
Bellai & Associate Appraisal ServicesElio
Cornerstone Appraisal ServicesJoyce
K. Downe ResidentialKathy
L.A. Mirotta & CompanyLeo
Denomme AppraisalsGaston
Haliburton Appraisals ServicesVicki
Berk Appraisal ServicesMichelle
Shinkel Real Estate & Appraisals IncRobert
Hanover Realty AppraisalsDavid
Brisson & AssociatesJean-Luc
Rozon, Szpivak & AssociatesMichel
Alexander McMillan Real Estate Appraisal ServicesJanice
D.A. Mcgugan & Associates IncD.A.
Holmes AppraisalsBob
S. Rayner & Associates Ltd.Stephen
Precise Real Estate Appraising IncJonathan
Sprint Residential AppraisalsShirley
R A Critchlow Realty IncRandy
McIver Group IncJim McIverLondon519-673-0000 EXT 10JIM@MCIVERGROUP.COM
RJ Lyons Real Estate Appraisal Services IncBob
Top Class AppraisalsCalvin
Dennis J MurphyDennis MurphyMidhurst705-737-5100dennismurphyappraiser
Constant Appraisals IncIda
Reliable Appraisal ServicesTerence
Westview Appraisal ServicesFrank
York Simcoe Appraisal Corp LtdAl
Appraisals Niagra Real Estate AppraisersDoug EllwoodNiagara
Steele & AssociatesRobert SteeleNorth
Bob Jugovic Real Estate LtdStan JugovicNorth
Accredited Appraisals IncLora WylieOakville/
Jill Murphy and Associates IncJill
Blake Matlock and Marshal LtdPeter
Lack Realty AppraisersPhil
Affiliated AppraisersJoel
Independent Appraisal Corp.Steven
Georgian Property AppraisalsDan SantinOwen
Peter Boot Real Estate & Appraisal ServicesPeter
B C Appraisals IncBrenda
M.K. Espie Appraisals & Consulting LtdMaryanne EspiePort
Chantal Lavigne Appraisal ServicesChantal
T. McCormick & Associates IncMichelle HillRichmond
Locc Appraisals IncLeyea
K.F. McComb Appraisal ServicesKim McCombSault Ste
Tracey Brisson AppraisalsTracey BrissonSt
AB Appraisal ServicesArlene Blake-BrownStoney
Appraisals North Realty IncRon
Charles Bell Real Estate Appraisals LtdThomas
Johannsen Appraisal ServiceAlfred
Peter Griesbach, CRAPeter
Appraisal Group (Thunder Bay) IncMichael David VecchioThunder
Royal LePage/ Lannon Realty AppraisalSusan McruryThunder
Northern Ontario AppraisalsLucien
Simon & Associates LtdKaren
The Real Estate Consulting Group of Canada Ltd.Demitry
Canadian Home Appraisals IncS.K
Hastings Appraisal ServicesJohn Van
F.K. Mitchell Appraisals IncSara
F.R. Jordan And AssociatesTom
PAC Appraisal Inc.,Pasquale A. CristinaMississauga905-281-3220 Ext.
Bona Fide Appraisals Ltd.Paul
Carty Gwilym Real Estate Appraisal ServicesLeonard CartyOttawa613-724-6020 X
Maker Real Estate Appraisals IncJason
Appraisal Advantage Canada IncorporatedJoe
Midtown Appraisal Group IncKevin
Otto & CompanyNiki OttoLondon519-432-2232 x
Talbot Appraisal ServicesMeagan Brignell, AdminSt
Real Estate Appraising & ConsultingJackie JacquesWaterloo
Company Name Contact Name Location Phone Number Email
South Caribo Appraisals LtdRoman Navratil100 Mile
Fraserway Appraisal LtdBrian
Urban Valley AppraisalsJon
Niemi LaPorte & Dowle Appraisals LtdMichael
Accredited Appraisals LtdDanielle SwansonCampbell
Fraser Valley Appraisals LtdRon
Precision Appraisal GroupMike
Leemore & AssociatesTina
Creston Valley AppraisalsRandal
John VanWoerkomJohn
Kirk Appraisals LtdPaul
Fernie Appraisals LtdKim
Adlaw Appraisals LtdAdam LawrensonFort St.
Lanquest Appraisals LtdTerryl RondeauFort St.
McDonald Appraisals IncLaurie McDonaldFort St.
PVG Real Estate Valuations & ConsultingPatrick PomeroyFort St.
A-1 Appraisals LtdFred
Area Wide Appraisals LtdRick
Isle West Appraisals LtdKeith
Cunningham & Rivard AppraisalsSusan WaughNanaimo
EM Johnson AppraisalsEric JohnsonNew
Elliott AppraisalsMark Elliott New
Macintosh Appraisals LtdStew MacintoshNew
Westech Appraisal Services LtdBrenda MaloneyNorth
Nicam Appraisals Inc.Earl
PCAG Property Advisors IncGarry DoucettePort
Intercity Appraisals Ltd Richard Sieb Port Coquitlam 604-944-3282
RMC Appraisals Ron McLeod Pouce Coupe 205-719-1858
CH Godfrey Appraisals LtdBob GodfreyPrince
North Cariboo Appraisals LtdGene
Campbell & Pound LtdDaniel
Meisterman AppraisalsKris
Mills Appraisal Group LtdBarb
Corrie Appraisals LtdPaul CorrieSalmon
Walton AppraisalsDavid MatthewsSquamish
Lawrenson Walker Realty Advisors Leigh Walker Surrey 604-535-1494
Schenoni & Associates Rod SchenoniSurrey 604-377-7334
Bakerview Realty Appraisals IncSteve D MillerSurrey
Goriak & Associates Appraisals LtdHerb
Rivard & AssociatesPaul
Schoenne & AssociatesHugh
Coast AppraisalsAndrea
D. Fritz Appraisals IncDarlene
Kors & AssociatesMartin
Pacific Rim Appraisals LtdVic SweetVictoria
TDC Realty AppraisersTerry CouttsWhite
Kohlen & CompanyRichard KohlenWillims
Highland Appraisals Inc.Jag
Surrey Home AppraisalsJon
Rivard AppraisalsJoe
Company Name Contact Name Location Phone Number Email
Craig E. Hellings Appraisals LtdCraig E. HellingsMoose
SUTY Consulting Inc.Sohaib AnsariMoose
Fortier Mattila Appraisals IncDavid FortierNorth
Western AppraisalsGreg Buchan
B.R. Gafney & AssociatesDustin
Cross Appraisals IncDustin
Crown AppraisalsGary Cossette
Carol Cossette
Fox AppraisalsTerry
Michael Fox Valuations IncMichael
Pinnacle AppraisalsRosanne
Sutton Group Results RealtyGlen
Associated Appraisal CompanyDavid
Brunsdon Lawrek & Associates, Real Estate Appraisals and Advisory ServicesDon
Riverside Appraisal LtdAdam
Company Name Contact Name Location Phone Number Email
Concept AppraisalsLinda Troope
Warren Lambat
Prosser AppraisalsRoy
Drafting & Appraisal ServicesWayne BurtonCorner
Elite Appraisals & ConsultingChristopher ChinCorner
Dew Enterprise LtdLeonard C. WinsorGrand
Appraisal Associates LtdWade CumbySt. John'
Appraisal Services LtdAnthony WoolridgeSt. John'
J & T Appraisals Ltd.Terry FolletSt. John's709-753-1579
Kirkland, Balsom & AssociatesBill BalsomSt. John'
Company Name Contact Name Location Phone Number Email
A.E.S. Consultants LtdFred
Evaluations Anglehart AppraisalsJoyce
Altus GroupEdwin B O'
DG EvaluationDenis
Evaluation Action AppraisalsEve LevesqueGrand
Fredericton Appraisal AssociatesKarl
Evaluations Perron's AppraisalsJean-Paul PerronKedgwick
Perron-Lynch & AssociatesJean-Paul
Babineau Appraisals LtdMichel
Mari-Tech Appraisal & Inspection LtdTroy
G.A. Barry Appraisals LtdGreg
Appraisals (Fundy) LtdD.J. RamierSaint
de Stecher Appraisals LtdKelly ParkerSaint
Leech AppraisalsAndy
Company Name Contact Name Location Phone Number Email
Kempton Appraisals (Bridgewater) LtdLindsey
Young & Associates Real Estate Appraisals & ConsultantsKenneth
AKME Appraisals IncKelly
Alderney Real Estate Appraisals LtdChris
Antovic Real Property AppraisalsJane
Boutlier & Associates LtdJoseph
Abacus Residential Appraisals IncDavid
Fennell & Associates Appraisals LtdR.I.
Jean Hicks AppraisalsJean
Wetmore Corkum Appraisals & ConsultingDavid
Joudrey AppraisalsRobert JoudreyLunenburg
G.Ratchford & Associates AppraisersGreg RatchfordNorth
W. Black & Son Real EstateWilliam BlackNorth
Malcolm TizzardMalcolm
Cobequid AppraisalDon
Sterling Property Appraisls & Consulting Ltd.Mary Ellen Hernden, Cra
Company Name Contact Name Location Phone Number Email
A3 - Accredited Appraisal AssociatesSimon
Brad Oliver Realty IncBrad
Griffin Appraisal ServicesKevin
Company Name Contact Name Location Phone Number Email
Martin Roch EvaluationMartin
Les Evaluations Manicouagan IncMarcel
Le Groupe Desnoyers & AssociésYvan
Michel Paquin Evaluations Outsouais IncMichel
S.Blais et AssociesStephane
Roger Lessard Evaluateur AgreeRoger
Paris Ladouceur & Associés IncVincent LadouceurLaval450-6529-9205vladouceur@parisladouceur
Évaluations Immobilières Évimag IncAlain
M.C. EvalutationsMarc
Évaluation Perron's AppraisalsJean-Paul
PCGCARMONBryan L'ArchevequeMontré
ECGLAnnie LabbeQuebec
Devimo IncSylvain
Évaluation Serge Lavoie IncSerge LavioeSte-Adè
Groupe Axival Boivin CoutreAlain GirouardSt-Lé
Company Name Contact Name Location Phone Number Email
Landucation Valuation & Advisory ServicesKathi
Val AppraisalsPaul
Advantage Valuation Group IncDena
Atkinson & AssociatesGary
Avison YoungTerry
Benchmark Real Estate AppraisalsRandall J.
BNN AppraisalsBrenda
Calgary Independent AppraisersTed
Cornerstone Appraisals IncJim
EM Johnson AppraisalsRobert (Bob)
Eagleson, Ho AssociatesPhilip
New Market Appraisals LtdJennifer
Sage AppraisalsGreg
Weidman Reliance GroupHarold
Accumark Appraisals LtdRolanda
Market Driven AppraisalsShelly
Bedrock Appraisal AssociatesLorna
Alberta Property Appraisals LtdDarwin
CDC Consulting Services IncCurtis
Ergil Bains & Asscoiates LtdKatherine
Frost & Associates Realty Services IncJim
Halvorsen Fedynak & Compnay IncKevin
Jackson Real Estate Appraisals LtdColin
Knight & Company AppraisalStephanie
Northern Lights Real Estate Consulting Ltd.Angel SteelEdmonton780-757-2060 x
Chalifour Denis & AssociatesRobert DenisFort
Kerrigan Appraisals LtdMarian BarryFort
Abbott-Brown AppraisalsChristina SiebenGrande
AccuPro Real Estate Appraisal & ConsultingCally RosserGrande
Biegel & Perra AppraisalsDirk SchotzGrande
PVG Real Estate Valuations & ConsultingPatrick PomeroyGrande
A.R.C. Appraisals LtdChris
Lethbridge Property Appraisals Inc.James H.
Reliance Appraisal Consultants LtdMurray
Darmac Appraisals LtdRoger
Stone AppraisalsTyler
A.R.C. Appraisals LtdWade WatsonMedicine
Kate Rung & AssociatesKate
Perry Appraisal AssociatesPatti
Soderquist Appraisals LtdJolyn ReynoldsRed
A.S. Appraisals & ConsultingArthur SchwentnerWainwright780-
Wainwright Assessment Group LtdAndre
Squair Appraisals & ConsultingTony
Wildrose AppraisalsTabitha
Swanco AppraisalsAnnette KrusnitzkySpruce
Stettler Appraisals LtdDiane
Lawrenson Walker Appraisers CalgaryChantelle
Company Name Contact Name Location Phone Number Email
Booth Cowie AppraisalsCharlie Booth / Stu
Hink AppraisalsCameron
Red River AppraisalsGordon
Remax ThompsonBernard
Agassiz Appraisals Inc.Brandon
Appraisal NetworkVal
Burley Appraisal AssociatesRon
Kemp Appraisals Ltd.Laura
Tomiuk Grycko KruegerGordon
Acclaimed AppraisalTyler
Ajc AppraisalsAlana Jennings
Lender Work Sheets

Genworth Canada Renovation Worksheet

Renovation Worksheet - PDF

Genworth Canada Canada Self-Built Progress Advance Program

Construction Worksheet - PDF

Genworth Canada Canada Progress Advance Program

Inspection Request Worksheet - PDF